Find answers to common questions about CashGuide and how it can help you build better credit habits.
It's a credit health assistant designed to help you understand how loans work. You'll find simple educational articles, APR comparisons, calculators, and beginner-friendly explanations of key loan terms.
No. The app does not issue loans and does not act as a loan broker. Everything inside is for learning, planning, and improving your understanding of credit.
Yes. All guides are written in clear, everyday language so anyone can understand how credit, APR, and loan terms work — even if you're completely new to borrowing.
You can explore student loans, personal loans, auto loans, credit cards, installment loans, and other common loan products. Each category includes simplified explanations, pros and cons, and what to watch out for.
Yes. The APR comparison tool shows typical APR ranges for different loan categories to help you understand what is low, average, or high for your situation.
The calculator estimates your monthly payments, total interest, and how different loan terms or APRs affect the overall cost. It helps you plan realistically before borrowing.
No. The app does not access your credit report or score. All learning is done manually and privately on your device.
The app does not require personal financial details to use the educational tools. Any information you enter into calculators stays on your device and is not shared.
The app itself does not change your score. However, understanding loan terms, payment strategies, and responsible borrowing habits can help you make decisions that may positively affect your credit over time.
Not at all. The app is designed for total beginners, as well as users who want to refresh or strengthen their understanding of credit.
Yes. Educational content and APR ranges are reviewed to stay aligned with current market trends and best practices.
No. The app provides general educational information only. It's meant to help you learn, not to offer personalized loan or financial recommendations.
Most educational content and calculators can be used offline. Some features that require new data or updates may need an internet connection.
Anyone who wants to better understand loans, compare APRs, plan smarter borrowing decisions, or simply build stronger financial literacy.
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