Credit Authorization

Last Updated: October 29, 2025

This Credit Authorization explains how we may access, review, or use your credit-related information when you use our app's features, including credit education tools, comparison tools, and calculators.

1. Authorization to Access Credit Information

By using certain features of our app, you authorize us to request, receive, and review information from one or more consumer reporting agencies for the purposes of providing:

• Educational insights about your credit profile
• Tools that help you understand potential credit outcomes
• Estimates, simulations, or comparisons that rely on credit-related data

We do not pull a hard inquiry, and using the app will not affect your credit score.

2. Purpose of Access

Any credit information we access is used solely to:

• Display relevant educational content
• Provide estimated calculations and comparisons
• Generate personalized credit health suggestions
• Enhance the accuracy of tools offered within the app

We do not make lending decisions, and we do not provide loans.

3. No Impact on Credit Score

All credit checks performed through the app are "soft" inquiries where applicable and will not impact your credit score.

If a feature requires additional verification, you will be notified and asked to consent before any action is taken.

4. Your Responsibilities

By using the app, you confirm that:

• The information you provide is true and accurate
• You are using your own personal information
• You are at least 18 years old and legally authorized to give this consent

5. No Guarantee of Outcomes

The insights, comparisons, and credit simulations provided by the app are estimates only.

We do not guarantee:

• Approval for any financial product
• Any specific credit score change
• Accuracy of third-party information

6. Revoking Authorization

You may revoke this authorization at any time by uninstalling the app or contacting us at support@matexfinance.com

Revoking authorization may limit your ability to use certain features.

7. Contact Us

If you have any questions about this Credit Authorization, please reach out:

Email: support@matexfinance.com